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HDFC Mutual Fund

HDFC Retirement Fund - Hybrid-Equity Plan

⚖️ Best of BothRetirementSolution
NAV 27 Oct 2026₹35.50+0.32% on the day
1 year-10.0%category -3.8%
3 years+5.9%a year, category +8.1%
5 years+6.8%a year, category +6.8%
Since launch+12.6%a year, from 26 Feb 2016

How ₹10,000 has grown

Net asset value of the Regular plan, growth option. Daily history from AMFI.
₹8,998is what ₹10,000 put in on 27 Oct 2025 is worth today-10.0% (-10.0% a year)
39.838.136.534.9Oct 2025Jan 2026Apr 2026Jul 2026Oct 2026
Source: AMFI via api.mfapi.in. As on 27 Oct 2026.

Returns

Point to point, as on 27 Oct 2026. Periods of a year or more are annualised. Category is the average of the 28 open-ended Regular growth Retirement funds on AMFI’s list.
PeriodThis fundCategoryRank
1 month-1.9%
6 months-3.9%
This yearsince 31 Dec-10.2%
1 year-10.0%
a year
-3.8%
a year
26 of 28
3 yearsannualised+5.9%
a year
+8.1%
a year
21 of 27
5 yearsannualised+6.8%
a year
+6.8%
a year
12 of 25
10 yearsannualised+10.5%
a year
Since launch26 Feb 2016+12.6%
a year

If you had run a SIP

₹10,000 on the first NAV date of every month, annualised return (XIRR) to 27 Oct 2026.
3 years-2.0%₹3.6 lakh invested, a year
5 years+4.7%₹6 lakh invested, a year
10 years+9.6%₹12 lakh invested, a year

Year by year

Calendar-year returns, last NAV of each December.
+29%2017
-1%2018
+7%2019
+17%2020
+25%2021
+5%2022
+25%2023
+14%2024
+5%2025
-10%2026

How bumpy the ride has been

Computed from the fund’s own price history. This is a description of past price behaviour, not the SEBI riskometer.
LowModerateHighVery high

Moderate swing. Moves, but gently. A bad year is uncomfortable rather than frightening.

Volatility9.4%annualised, 3 years
Worst fall-27.7%Jan 2020 to Mar 2020
Recovery7 momonths back to the old high
1-year windows positive84%of 117 rolling one-year periods
Worst 1 year-18.6%any 12-month window
Best 1 year+55.7%any 12-month window

Fund facts

From AMFI’s scheme master.
Fund houseHDFC Mutual Fund
CategoryRetirement
Theme on CrowwdBest of Both
Launched26 Feb 2016 (10.7 years)
Plan and optionRegular, Growth
ISININF179KB1MI4
AMFI scheme code136463
52-week range₹34.85 to ₹39.77
Same theme

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Crowwd Network India Private Limited is an AMFI-registered Mutual Fund Distributor, ARN-364802. Mutual fund investments are subject to market risks. Read all scheme related documents carefully. This page describes how HDFC Retirement Fund - Hybrid-Equity Plan has behaved using NAV history published by AMFI; returns are of the Regular plan, growth option, and past performance does not guarantee future returns. It is information, not advice, and no fund is recommended to you. Category averages and ranks are computed by Crowwd across the open-ended Regular growth schemes in the same AMFI category and are not official rankings.

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