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Calculators.

Ten questions people actually ask about money, with the arithmetic done honestly. Change any number and watch the answer move. Nothing you type leaves this page.

In rupeesNo sign-upYour assumptions, not oursEducation, not advice
01

SIP

What a monthly habit becomes.

You could end with 
You put in 
Growth 

 

Fun readThe Power of CompoundingWhy the last few years do most of the work.Fun readSIP vs Lump SumWhen each one makes sense.
02

Lumpsum

One amount, left alone.

It could become 
Growth 
Multiple 

 

Fun readHow Do Mutual Funds Generate Returns?Where growth actually comes from.Fun readWhen Should You Redeem?The question people get wrong most.
03

Step-up SIP

Raise it with every pay rise.

Step-up ends at 
Flat SIP ends at 
The difference 
You put in 

 

Fun readStep-Up SIPsThe one habit that keeps pace with your salary.
04

Goal planner

A wedding, a degree, a down payment. Work backwards.

Monthly SIP needed 
Goal will cost 
Or one lumpsum today 

 

Fun readMatching Funds to Financial GoalsShort goals and long goals want different funds.Fun readAsset Allocation Made SimpleWhy the mix matters more than the pick.
05

Cost of waiting

What “next month” actually costs.

Waiting costs 
Start now 
Start later 
Per month of delay 

 

Fun readCommon Investing MistakesWaiting for the right time is the most expensive one.
06

Rent or buy

The honest version of the argument at every dinner table.

 
Own the home: net worth 
Rent and invest: net worth 
EMI 
Home worth then 
Rent paid in total 

 

Fun readWhy Not Just Buy Stocks?Concentration risk, which a single home is the biggest example of.Fun readBuilding a Diversified PortfolioWhat the renter’s side of the ledger should look like.
07

The car you want

Not “can I get the loan”. “Should I”.

 
Car costs you 
EMI 
Of take-home pay 
Interest over the loan 
Same EMI as a SIP 

 

Fun readCommon Myths About Mutual FundsIncluding the one about needing to be rich to start.Fun readThe Power of CompoundingWhat the EMI could have been.
08

Can I retire soon?

The number, and the age where you reach it.

At your retirement age 
Earliest you could stop 
You would have 
You would need 
To close the gap 

 

Fun readReviewing Your PortfolioA yearly habit, not a daily one.Fun readDebt FundsWhat the after-retirement return assumption rests on.
09

Emergency fund

The boring money that protects the exciting money.

Target 
Still to go 
Time to get there 
 

 

Fun readLiquid FundsOne common home for this money.Fun readUnderstanding Risk vs RewardWhy this pot is allowed to be dull.
10

Inflation

What today’s money is worth tomorrow.

You will need 
Today’s money buys 
Halves every 

 

Fun readWhy Invest in Mutual Funds?The case against leaving it in the account.Fun readCapital Gains TaxReal return means after tax and inflation.

Every return figure here is an assumption you set, not a forecast or a promise. Mutual fund investments are subject to market risks. Read all scheme related documents carefully. These tools explain arithmetic; they do not recommend any product.

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