B
NAV 27 Oct 2026+0.02% on the day
1 year+16.5%category +7.0%
3 years+9.6%a year, category +8.6%
5 years+27.4%a year, category +9.1%
Since launch+3.2%a year, from 9 Mar 2015
How ₹10,000 has grown
Net asset value of the Regular plan, growth option. Daily history from AMFI.
₹11,649is what ₹10,000 put in on 27 Oct 2025 is worth today+16.5% (16.5% a year)
Source: AMFI via api.mfapi.in. As on 27 Oct 2026.
Returns
Point to point, as on 27 Oct 2026. Periods of a year or more are annualised. Category is the average of the 12 open-ended Regular growth Credit Risk funds on AMFI’s list.
| Period | This fund | Category | Rank |
|---|---|---|---|
| 1 month | +0.2% | ||
| 6 months | +8.1% | ||
| This yearsince 31 Dec | +15.4% | ||
| 1 year | +16.5% a year | +7.0% a year | 1 of 12 |
| 3 yearsannualised | +9.6% a year | +8.6% a year | 4 of 12 |
| 5 yearsannualised | +27.4% a year | +9.1% a year | 1 of 11 |
| 10 yearsannualised | +2.1% a year | ||
| Since launch9 Mar 2015 | +3.2% a year |
If you had run a SIP
₹10,000 on the first NAV date of every month, annualised return (XIRR) to 27 Oct 2026.
3 years+11.4%₹3.6 lakh invested, a year
5 years+14.0%₹6 lakh invested, a year
10 years+10.5%₹12 lakh invested, a year
Year by year
Calendar-year returns, last NAV of each December.
+9%2017
+0%2018
-45%2019
-44%2020
+9%2021
+143%2022
+6%2023
+6%2024
+7%2025
+15%2026
How bumpy the ride has been
Computed from the fund’s own price history. This is a description of past price behaviour, not the SEBI riskometer.
LowModerateHighVery high
Moderate swing. Moves, but gently. A bad year is uncomfortable rather than frightening.
Volatility4.2%annualised, 3 years
Worst fall-73.5%Sep 2018 to Apr 2020
Recovery72 momonths back to the old high
1-year windows positive76%of 121 rolling one-year periods
Worst 1 year-72.2%any 12-month window
Best 1 year+147.0%any 12-month window
Fund facts
From AMFI’s scheme master.
Fund houseBank of India Mutual Fund
CategoryCredit Risk
Theme on CrowwdSteady Yield
Launched9 Mar 2015 (11.6 years)
Plan and optionRegular, Growth
ISININF761K01DH6
AMFI scheme code133867
52-week range₹12.4539 to ₹14.5182
Same theme
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Aditya Birla Sun Life Credit Risk FundAditya Birla Sun Life · Credit Risk
+11.9%3y a year
DSP Income Plus Arbitrage Omni FOFDSP · FoF Domestic
+10.9%3y a year
HSBC Credit Risk FundHSBC · Credit Risk
+10.7%3y a year
Aditya Birla Sun Life Medium Term FundAditya Birla Sun Life · Medium Duration
+9.5%3y a year
Same house
More from Bank of India
Bank OF India Manufacturing & Infrastructure FundBank of India · Sectoral / Thematic
+19.3%3y a year
Bank OF India Small CAP FundBank of India · Small Cap
+17.5%3y a year
Bank OF India Flexi CAP FundBank of India · Flexi Cap
+16.5%3y a year
Bank OF India Multi CAP FundBank of India · Multi Cap
+15.2%3y a year
Crowwd Network India Private Limited is an AMFI-registered Mutual Fund Distributor, ARN-364802. Mutual fund investments are subject to market risks. Read all scheme related documents carefully. This page describes how Bank OF India Credit Risk Fund has behaved using NAV history published by AMFI; returns are of the Regular plan, growth option, and past performance does not guarantee future returns. It is information, not advice, and no fund is recommended to you. Category averages and ranks are computed by Crowwd across the open-ended Regular growth schemes in the same AMFI category and are not official rankings.