Every fund offers a growth option and an IDCW option (Income Distribution cum Capital Withdrawal, formerly called dividend). The fund inside is identical. The only difference is what happens to the money it makes.
Growth keeps every gain inside the fund, so the NAV rises and your money compounds. IDCW periodically pays some of the gain out to your bank, and the NAV drops by that amount. The payout is not extra money; it is your own money being handed back, and it is taxed as income at your slab.
For almost everyone building wealth, growth is the right choice. IDCW suits only someone who needs a regular cash flow from the investment now, and even then a systematic withdrawal from a growth plan is usually more tax-efficient.
Choose growth. An IDCW payout is your own money coming back, with tax attached.